Takaful myClick PA

SIMPLE AND AFFORDABLE PROTECTION WHEN YOU NEED IT.

ENROLMENT MADE EASY WITH A FEW CLICKS, PLUS THE GUARANTEES OFFERED:


  • Immediate coverage without a medical examination or health questions

  • The same affordable rates regardless of your age and gender

  • Fixed contribution that won't increase with age

  • Your coverage stays with you 24/7, 365 a year, anywhere in the world

  • Option to protect your spouse and children for just a few extra cents a day

 

HOW DOES THE PLAN WORK?
AN EXAMPLE:

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Amin was left permanently disabled after a car crash. Luckily he took Takaful myClick PA - Advanced Plan with 2 add-ons for daily hospital income and major surgery benefits - all for under RM2.10 a day.

Thanks to Takaful myClick PA,
he and his family will receive:

1 Accidental Total and Permanent Disability (TPD) Benefit RM300,000
2 Additional TPD Benefit due to Traffic Accident RM300,000
3 Accidental Daily Hospital Income Benefit RM9,000
(RM300 x 30 days)
4 Accidental Major Surgery Benefit RM6,000

Total RM615,000

You Choose the plan that's best for you...
and pay from as low as 50 cents a day!

Hide the plans

Main Benefits - Core Plan

Accidental Death (AD)

RM100,000

Accidental Total and Permanent Disability (TPD)

RM100,000

Additional AD & TPD due to Traffic Accident

RM100,000

Optional Add-ons - Core Plan

Accidental Major Surgery Benefit

RM2,000

Accidental Daily Hospital Income Benefit

RM100 per day

Accidental Post Hospital Recovery Cash Benefit

RM1,000

Accidental Medical Reimbursement Benefit

RM1,000

Main Benefits - Advanced Plan

Accidental Death (AD)

RM300,000

Accidental Total and Permanent Disability (TPD)

RM300,000

Additional AD & TPD due to Traffic Accident

RM300,000

Optional Add-ons - Advanced Plan

Accidental Major Surgery Benefit

RM6,000

Accidental Daily Hospital Income Benefit

RM300 per day

Accidental Post Hospital Recovery Cash Benefit

RM3,000

Accidental Medical Reimbursement Benefit

RM3,000

Main Benefits - Superior Plan

Accidental Death (AD)

RM500,000

Accidental Total and Permanent Disability (TPD)

RM500,000

Additional AD & TPD due to Traffic Accident

RM500,000

Optional Add-ons - Superior Plan

Accidental Major Surgery Benefit

RM10,000

Accidental Daily Hospital Income Benefit

RM500 per day

Accidental Post Hospital Recovery Cash Benefit

RM5,000

Accidental Medical Reimbursement Benefit

RM5,000

 

Main Benefits

Accidental Death (AD)

Accidental Total and Permanent Disability (TPD)

Additional AD & TPD due to Traffic Accident

 

Optional Add-ons

Accidental Major Surgery Benefit

Accidental Daily Hospital Income Benefit

Accidental Post Hospital Recovery Cash Benefit

Accidental Medical Reimbursement Benefit

 

 

 

Core Plan

RM100,000

RM100,000

RM100,000

 

 

RM2,000

RM100 per day

RM1,000

RM1,000

 

 

 

Advanced Plan

RM300,000

RM300,000

RM300,000

 

 

RM6,000

RM300 per day

RM3,000

RM3,000

 

 

 

Superior Plan

RM500,000

RM500,000

RM500,000

 

 

RM10,000

RM500 per day

RM5,000

RM5,000

 

 

Your Benefits at a glance

  • Up to RM500,000 in lump sum cash for Accidental Death
    Paid directly to your beneficiaries in the event of your accidental death occuring within 180 days from the date of the accident.
  • Up to RM500,000 in lump sum cash for Accidental Total and Permanent Disability
    Paid directly to you if you become totally and permanently disabled within 180 days from the date of the accident.
  • Up to RM500,000 extra lump sum cash for death or disability due to traffic accident
    Paid in addition to the above benefits, if your death or total permanent disability is due to traffic accident.

PLUS 4 ADDITIONAL CASH PAYOUTS TO CHOOSE FROM

A serious accident will almost certainly involve heavy medical and recovery costs - you'd be surprised
how quickly they can add up. Build an even stronger safety net with optional extra cash payouts:

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Up to RM10,000 for Accidental Major Surgery Benefit (per accident)

Up to RM10,000 for Accidental Major Surgery Benefit (per accident)

Payable if you are hospitalised for a minimum of 48 hours and undergo any of the following covered operations as a result of an accident: major organ transplant (kidney, lung, stomach, liver or heart recipient), hip or knee joint replacement surgery, craniotomy, open abdominal surgery, open thoracic surgery, facial reconstruction and skin graft for burn accident. Your surgery must take place within 3 or 180 days from the date of the accident, depending on the type of surgery. This benefit is payable once per certificate year.

Up to RM500 per day for Accidental Daily Hospital Income Benefit

Up to RM500 per day for Accidental Daily Hospital Income Benefit

Payable for each and every 24-hour period for which you are hospitalised due to an accidental injury – and for up to 30 days per accident – that’s up to RM15,000 per accident.

Up to RM5,000 Accidental Post Hospital Recovery Cash Benefit (per accident)

Up to RM5,000 Accidental Post Hospital Recovery Cash Benefit (per accident)

Payable after your discharge from hospital, provided that your hospitalization lasted at least 7 consecutive days and your follow-up treatment takes place within 30 days from the day you were discharged from the hospital. This benefit is payable maximum 3 accidents per certificate year.

Up to RM5,000 Accidental Medical Reimbursement Benefit (per accident)

Up to RM5,000 Accidental Medical Reimbursement Benefit (per accident)

In addition to all other benefits payable, the plan will also reimburse up to RM5,000 in cash for medical expenses incurred in the event of an accident and within 30 days from the date of each accident.

Up to RM10,000 for Accidental Major Surgery Benefit (per accident)

Payable if you are hospitalised for a minimum of 48 hours and undergo any of the following covered operations as a result of an accident: major organ transplant (kidney, lung, stomach, liver or heart recipient), hip or knee joint replacement surgery, craniotomy, open abdominal surgery, open thoracic surgery, facial reconstruction and skin graft for burn accident. Your surgery must take place within 3 or 180 days from the date of the accident, depending on the type of surgery. This benefit is payable once per certificate year.

And many more advantages

  • Spouse is guaranteed acceptance too. If your spouse is also aged 18-70, they can get the same immediate coverage as you - for double protection without doubling the cost.
  • Covers ALL your children. Be reassured knowing all your dependent children (aged 30 days to 18 years or 23 years old if still studying) can be covered for 50% of the benefits at very little extra cost.
  • Guaranteed protection until age 75. Coverage ends at age 75 or until the accidental death or disability benefit is paid - whichever comes first. Coverage for children ends at age 19 or 24 (if still studying).
  • You control how the benefits are used. You and your family will receive the money directly and are free to use them in any way you wish - there are no restrictions whatsoever.
  • We've kept exclusions to a minimum. There are only a few things that are not covered, to allow us to keep contributions low - such as pre-existing medical conditions, careless behaviour, or hazardous occupations or sports.
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