Takaful myClick MediCare

The medical plan that responds to real needs and respects your budget.

Who says that good medical protection should be a privilege of the wealthy?

When you don't keep thousands in the bank for emergencies, even an average hospital bill can seriously strain your finances - let alone a serious medical crisis. Which is why it's even more important to have reliable medical coverage that respects your budget and doesn't cost you a fortune.

Takaful myClick MediCare lets you enjoy total peace of mind by taking care of your medical bills with no cost sharing up to age 85!

Estimated costs for selected medical procedures in Malaysia

Stroke
RM35,000 - RM75,000

Heart attack
RM10,000 - RM30,000

Hip replacement
RM18,000 - RM50,000

Knee replacement
RM15,000 - RM40,000

Source: The Star Online, "Planning for healthcare costs in retirement", 4 October 2015

Choose from 3 affordable plans... and count on all of these benefits:

Full coverage for in-patient and out-patient benefits

No co-payment even when you upgrade your R&B

No lifetime limit up to age 85

Enjoy up to RM100,000 annual protection covering a wide range of in-patient and out-patient expenses – including follow-up and recovery costs for up to 90 days after discharge!

There is no limit on the number of days for Room & Board (R&B) accommodation, up to the annual limit of your chosen plan. If you upgrade your R&B, you just need to pay the difference on the R&B charge and the limit.

Your high Annual Limit is reinstated every year up to age 85 years as long as your certificate remains in force - and there is no lifetime limit regardless of the number of claims you make each year.

Full coverage for in-patient and out-patient benefits

No co-payment even when you upgrade your R&B

No lifetime limit up to age 85

Notes:
1.	All benefits are as charged based on the Reasonable and Customary Charges, subject to the applicable deductible limit (if any) and Overall Annual Limit.
2.	There is no waiting period for any claims related to accidents. For medical conditions not relating to accidents, an initial 30 days waiting period from the effective date of the plan coverage will apply. For specific illnesses , such as Hypertension, Cancers etc., the waiting period is 120 days.
3.	There are certain medical conditions, which are not covered under this plan, such as pre-existing medical conditions, pregnancy or childbirth, or cosmetic surgery. See here the full list of exclusions.

How much are the hospital room rates in my area?

Get your personalised quote

Who would you like to cover?

Myself

My Child

Enrol today and enjoy all these extra advantages:

Continuous protection until age 85

Enjoy uninterrupted access to medical care now and after you retire - up to 85 years old.

Worldwide coverage

Access specialised care all around the world, subject to the reasonable and customary charges in Malaysia.

Pay and collect points with 8excite

Gain 8excite loyalty points and get great deals after making your contributions.

Qualify for Income tax relief

Contribution paid is eligible for income tax relief, subject to the approval of Inland Revenue Board.

Full coverage with no deductible for Malaysian government hospitals

If you choose to stay at a government hospital within Malaysia, you will be covered from the first ringgit - even if you have selected a deductible limit option.

Like with every protection plan, there are a few things which are not covered.

This means that you will not be able to make a claim for events including (but not limited to):

Pre-existing medical conditions.
Illnesses that occur during first 30 days of coverage.
Specific illnesses, such as Hypertension, Cancers etc., that occur during the first 120 days of coverage.
Participating in an excluded activity such as war, unlawful activities or hazadous sports.

Please read the Certificate Wording for full details.

FAQs Download Product Disclosure Sheet Download Certificate Wording